After you’re injured in an accident, it’s important to seek out medical attention. Your health is important, but once you’ve settled into treatment and recovery, the medical bills will start piling up. The accident wasn’t your fault, and money doesn’t grow on trees, so how do you go about getting your medical bills paid for?
General Rule
Even if the person who injured you is at fault, the law does not require them to pay your bills on an ongoing basis. Unfortunately, that means you are generally responsible for the payment of any medical bills as you incur them. The only thing the law requires is that your damages are paid in the claim, but that means waiting for a settlement or judgment.
Car Accidents
If you are injured in a car accident, and if such coverage is available, medical payment (med pay) insurance coverage might pay for your medical bills, as well as your passenger’s. Generally med pay policy limits are less than $10,000, so after your bills exceed the established amount, you’re responsible for paying them.
Premises Liability
In a premises liability case (such as a slip and fall), you are generally responsible for payment of your medical bills, unless the premises owner’s property insurance policy has med pay coverage. Their insurance company might pay your medical bills up to the med pay policy limits. After that, you’re responsible for paying the bills.
Work-Related Accidents
If you’re injured at work, your workers’ compensation insurer pays all of your medical bills—none of it should come from you. In addition, you may be reimbursed for transportation expenses (gas, mileage, parking, etc.) for all travel to and from medical appointments.
When you have finished your medical treatment and have recovered from your injuries, your personal injury claim might then be in a position to be settled. Your settlement demand should include the full amount of your medical bills, as well as other compensation your lawyer believes you deserve., contact our New Orleans personal injury attorneys at The Womac Law Firm today to learn more. Call (504) 486-9999 or contact us online.